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Workflows & Enterprise Tools

Financial Services Legal Compliance

Map regulatory requirements across federal and state frameworks for financial services, assessing policy gaps and preparing for examinations.

Time Saved

50-70% reduction in compliance analysis

Accuracy

Comprehensive regulatory coverage

Category

Workflows & Enterprise Tools

The Problem

  • Multiple regulatory frameworks
  • Frequent regulatory changes
  • Examination preparation burden
  • Compliance monitoring complexity
  • Enterprise-wide coordination

How Claude Helps

Maps regulatory requirements, analyzes policies for gaps, prepares examination materials, monitors regulatory changes, and supports compliance testing.

Step-by-Step Workflow

1

Identify applicable regulations

Determine all federal, state, and agency regulations that apply to your operations.

2

Map requirements to operations

Align regulatory requirements with specific business activities and processes.

3

Assess policy coverage

Review existing policies against regulatory requirements to identify gaps.

4

Implement monitoring

Establish ongoing compliance monitoring procedures.

5

Prepare for examinations

Compile materials and documentation for regulatory examinations.

6

Maintain compliance program

Update the compliance program as regulations and operations change.

Example Prompt

Assess our compliance with consumer lending regulations:

BUSINESS PROFILE:
- Consumer installment loans (up to $35,000)
- Online origination nationwide
- State-licensed in 45 states
- Annual origination: $500M

REGULATORY FRAMEWORK REVIEW:
1. FEDERAL
   - Truth in Lending Act / Reg Z
   - Equal Credit Opportunity Act / Reg B
   - Fair Credit Reporting Act
   - UDAP / UDAAP
   - Military Lending Act
   - Electronic Fund Transfer Act

2. STATE
   - State licensing requirements
   - Rate caps and fee limitations
   - State disclosure requirements

3. CFPB GUIDANCE
   - Recent enforcement priorities
   - Supervisory highlights

ASSESSMENT OUTPUT:
- Regulatory requirement checklist
- Policy mapping by requirement
- Gap analysis
- Risk rating by area
- Recommended remediation
- Examination preparation items

Frequently Asked Questions

How does Claude stay current on regulations?

Claude's knowledge has a cutoff. For current regulations, provide recent updates or use regulatory tracking services.

Can Claude help with examination prep?

Yes. Claude can prepare materials, but actual examination strategy should involve experienced compliance counsel.

What about state-specific requirements?

Specify applicable states. Claude will identify state-specific requirements where available.

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